Unofficial Australian migration settings simulator
Can migration pay its way?
Test how Australia's migration settings change the balance between fiscal dividend, skills use, education exports, housing demand, and capital-city pressure.
Narrative
The useful question is not just how many people arrive.
It is whether the mix of migrants, the speed of skills use, and the pace of housing delivery are moving together. Strong migration settings create capacity; weak settings can turn the same flow into pressure.
Higher is better. The letter is an A-E rating: A is strongest, E means overheating.
At 61/100, benefits still lead, but the buffer is thin. The long-term dividend scores 71 against pressure of 52, so the scenario is positive but still tight on housing and city capacity.
Higher is better. The balance score is a 0-100 index with an A-E rating. Grade C means benefits are still ahead of pressure, but the buffer is not yet comfortable.
A cohort is one annual permanent-program intake. Fiscal NPV equals weighted lifetime fiscal value per migrant multiplied by permanent places.
The dollar figure is total annual sector value. The baseline is $53.6B across about 552k active international students: $23.5B in tuition fees and $29.9B in goods and services.
The current building-trades base is about 2.6k skilled-primary applicants, or 4.3% of the skilled-primary stream. A 2.0x setting is about 5.2k applicants, or 8.6%. The model converts only the extra intake into effective housing capacity.
What the levers mean
The 0-100 balance score compares an economic dividend stack with a capacity-pressure stack. The score improves when the permanent program selects more skilled primary applicants, when overseas skills are used quickly, and when housing delivery can absorb the added demand. It falls when high volume, student arrivals, and capital-city concentration add pressure faster than capacity expands.
The underlying ABS, Treasury, Budget, housing, education, and Home Affairs references are collected on the Sources page.